Bandhan Bank Q1 advances rise 16.4%, deposits decline sequentially

Bandhan Bank Q1 advances rise 16.4%, deposits decline sequentially


Bandhan Bank reported steady loan growth in the first quarter of FY27, with gross advances rising 16.4% year-on-year to ₹1.56 lakh crore, although growth was largely flat on a sequential basis at 0.8%.

Total deposits stood at ₹1.65 lakh crore at the end of the June quarter, up 6.6% from a year ago but down 0.9% compared with the March quarter.

The lender’s current account and savings account (CASA) deposits increased 15.8% year-on-year to ₹48,478 crore. However, CASA deposits slipped 0.6% on a quarter-on-quarter basis.

Bandhan Bank’s CASA ratio improved to 29.4% as of June 30, 2026, compared with 27.06% a year earlier and was broadly stable against 29.31% reported at the end of the previous quarter.

The provisional business update indicates that while the bank maintained healthy credit growth and strengthened its low-cost deposit mix on an annual basis, deposit mobilisation moderated sequentially during the quarter.

Investors will now watch the bank’s asset quality, margins and profitability when it announces its detailed June quarter earnings.

Bandhan Bank Q4FY26 results

Bandhan Bank reported a strong March quarter performance on April 28, driven by a sharp rise in profitability and steady improvement in asset quality, even as core income growth remained muted.

Net profit for Q4FY26 rose 68% year-on-year to ₹534 crore from ₹318 crore. However, net interest income (NII) growth remained modest, rising 1.4% to ₹2,795.4 crore compared with ₹2,756 crore a year ago.



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