The microfinance lender’s Q1FY27 AUM rose 18% from a year earlier to ₹14,457 crore and was 3% higher than the March quarter.
Disbursements rose 49% year-on-year to ₹2,645 crore during the June quarter. The company also commenced gold loan disbursements under a referral and co-lending arrangement with parent Muthoot Fincorp, disbursing loans worth ₹192.86 crore during the period.
Collection efficiency improved to 97.97% in Q1FY27 from 93% a year ago and 96.43% in the March quarter. The company’s X-Bucket collection efficiency stood at 99.89%.
The Small and Micro Enterprise Individual Loan portfolio expanded to ₹3,214 crore, while the mix between Joint Liability Group (JLG) and Non-JLG loans improved to 76:24 from 83:17 in the preceding quarter.
As of June 30, Muthoot Microfin operated 1,671 branches and served 33 lakh active customers across the country.
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Separately, CRISIL upgraded the company’s long-term credit rating to AA-/Stable from A+/Positive during the quarter.
The company said the operational figures are provisional and subject to review by its statutory auditors and approval by the audit committee and board of directors.
Shares of Muthoot Microfin rose as much as 11.7% on Friday morning, hitting an intraday high of ₹234.78 following the Q1 updates announcement. This is the biggest intraday gain for the stock since April this year. The stock currently trades 7.4% higher at ₹225.8.
The stock is up 30% so far for 2026, but is trading below its IPO price of ₹291.
