The offers are available on Paytm until December 31, 2026.
For metro travel, eligible Visa credit and debit cardholders can get 50% off up to ₹50 on ticket bookings, with no minimum transaction value. The offer can be used twice per card every month. This means a ₹100 metro ticket would qualify for the maximum ₹50 discount, while the benefit on a ₹50 ticket would be ₹25.
Paytm is also offering a separate 25% discount of up to ₹20 on metro ticket bookings for Visa cardholders. This offer can be availed five times per card each month. The two metro offers have separate promo codes and eligibility conditions.
For everyday bills and recharges, eligible Visa Classic Debit and Visa Platinum Debit cardholders can get 10% off up to ₹100 on transactions of ₹299 or more. The offer is available once per card per month per user.
The debit-card offer covers mobile prepaid and postpaid recharges, electricity, water, broadband, DTH, gas cylinder, piped gas and FASTag payments.
Eligible Visa Platinum Credit cardholders can get 5% off up to ₹100 on transactions of ₹299 or more. This offer can also be availed once per card per month per user and covers mobile recharges, electricity, water, broadband, DTH, gas cylinder and piped gas payments.
The recharge and bill-payment offers are valid from October 1 to December 31, 2026, while the metro offers are available through December 31.To claim the discount, users have to select the relevant service on Paytm, choose an eligible Visa card as the payment method and enter the applicable promo code before completing the transaction.
For the 50% metro offer, the codes are VISADC50 for Visa debit cards and VISACC50 for Visa credit cards. For the 25% metro offer, the codes are VISADC and VISACC, respectively.
For recharge and bill payments, the applicable codes are VISACLASSICDC for Visa Classic Debit, VISAPLATINUMDC for Visa Platinum Debit and VISAPLATINUMCC for Visa Platinum Credit cards.
The actual saving will depend on the transaction amount, since each offer has a fixed maximum discount and monthly usage limit.