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HDFC Bank Q4 Results 2026 Preview, Expectations: HDFC Bank Ltd, India’s largest private sector bank, will release its earnings for the fourth quarter of the financial year 2025-26 today, April 18, 2026, kicking off the earnings season for the banking sector. Along with the quarterly report, the private lender is set to declare a dividend for its shareholders. The bank informed this through an exchange filing on Tuesday, March 25.
The private lender is expected to post a steady set of numbers in Q4 FY26.
HDFC Bank is expected to report a profit after tax (PAT) at Rs 19,053 crore, implying an 8.15 per cent year-on-year (YoY) growth and largely flat 2.1 per cent increase on quarter-on-quarter basis. The PAT was Rs 17,616 crore in the year-ago period and Rs 18,654 crore in the previous quarter.
The private lender’s operating profit could stand at Rs 27,900 crore in the quarter under review against Rs 27,098 crore reported in the same quarter of the last financial year and Rs 26,537 crore in Q3 FY26.
The bank’s Net Interest Income (NII) at Rs 33,664 crore in Q4 FY26, report an increase of 4.9 per cent YoY from Rs 32,066 crore in Q4 FY25. It stood at Rs 32,615 crore in Q3 FY26.
The bank was recently in the news after the resignation of its part-time Chairman and independent director Atanu Chakraborty.
Provisions are expected to Rs 3,369 crore in the quarter under review against Rs 3,193 crore in the same quarter of the previous fiscal and Rs 2,838 crore in the last quarter.
Gross NPA Ratio is likely to fall to 1.20 per cent in Q4 FY26 against 1.33 per cent in Q4 FY25 and 1.24 per cent in Q3 FY26.
Net NPA Ratio is expected at 0.40% per cent in the reporting quarter against 0.43 per cent in the year-ago period and 0.42 per cent in the last quarter.
NIM is expected at 3.39 per cent in Q4 FY26 as compared to 3.50 per cent in the corresponding quarter of the last financial year and 3.35 per cent in the last quarter.
HDFC Bank Q4 results 2026 expectations
- Performance: Expecting a steady quarter after strong growth numbers.
- PAT Growth: Pencilling in at 8% PAT growth.
- Margins: Set to expand by ~4bps QoQ.
- LDR: LDR (Loan-to-Deposit Ratio) shrank sharply.
HDFC Bank: Q4FY26 Key Monitorables
- Growth Guidance for FY27
- LDR Compression & Guidance
- Impact of West Asia War on Borrowers
- Commentary on Market Share Targets for FY27
- EPS Growth Expectations
- NIM Recovery
HDFC Bank Q4 Results 2026 Date
HDFC Bank Ltd, in the exchange filing, informed the bourses that the meeting of the Board of Directors of the company is scheduled on April 18, 2026, to consider and approve audited standalone financial results for the quarter/year ended March 31, 2026, audited consolidated financial results for the quarter/ year ended March 31, 2026 and other important matters.
“We wish to inform you that a meeting of the Board of Directors of HDFC Bank Limited (“the Bank”) is scheduled to be held on Saturday, April 18, 2026 to inter-alia consider the following: Approval of the audited standalone financial results of the Bank for the quarter/year ending March 31, 2026; Approval of audited consolidated financial results for the quarter/year ending March 31, 2026,” HDFC Bank said in the filing.
HDFC Bank Q4 Results 2026 Time
HDFC Bank had announced its earnings for the October-December quarter at around 2.50 PM on January 17, 2026. Therefore, it is expected that the bank might declare its Q4 FY26 results at around the same time on Saturday, April 18, 2026.
HDFC Bank Dividend 2026 date
“Recommendation of dividend, if any, for the financial year 2025-26 including fixation of record date for the same,” the filing added.
(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money related decisions.)
