Shriram Finance Q4 Results: Core income jumps 21%; asset quality largely stable

Shriram Finance Q4 Results: Core income jumps 21%; asset quality largely stable


Shares of Shriram Finance Ltd edged higher in trade after the company reported a strong March quarter performance, led by robust growth in core income and profitability, even as asset quality remained broadly stable.

For the quarter, net profit rose 41% year-on-year to ₹3,014 crore, while net interest income (NII) grew 21% to ₹6,751 crore, reflecting steady loan growth and improving operational performance.

However, asset quality showed limited movement. Gross non-performing assets (NPAs) stood at 4.58%, marginally higher than 4.54% in the previous quarter, while net NPAs improved slightly to 2.33% from 2.38% sequentially.

The company’s assets under management (AUM) rose 14.85% year-on-year to ₹3.02 lakh crore as of March-end, indicating continued expansion in its lending book.
Shares of Shriram Finance ended at ₹1,016 on the NSE, up ₹6.70 or 0.66%, after hitting an intraday high of ₹1,030.40.

On the capital front, Shriram Finance recently completed a ₹39,620 crore preferential allotment to MUFG Bank, which now holds a 20% stake, strengthening its capital base for future growth.

The board recommended a final dividend of ₹6 per share for FY26, taking the total dividend payout for the year to ₹10.80 per share, including the interim dividend.

Also Read: Dividend Stock: Refiner falls over 6% despite announcing highest payout in two years

Separately, the company approved the reappointment of Parag Sharma as Managing Director and Chief Executive Officer for a further five-year term starting December 2026, subject to shareholder approval.

Multiple credit rating upgrades during the month, including to AAA by domestic agencies, further underscore improved financial strength, even as investors remain watchful of asset quality trends.



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