The bank posted a net profit of ₹724.4 crore for Q4FY26, compared with ₹1,033.6 crore in the year-ago period. However, net interest income (NII) rose 17.8% year-on-year to ₹4,002 crore, reflecting steady growth in its core lending business.
Asset quality remained broadly stable, with gross NPA improving marginally to 2.67% from 2.70% quarter-on-quarter, while net NPA inched up to 0.49% from 0.45% sequentially.
For FY26, total deposits grew 13.38% year-on-year to ₹4,67,923 crore, while CASA deposits increased 9.75% to ₹2,20,781 crore. Gross advances also rose 9.75% to ₹2,20,781 crore, indicating continued balance sheet expansion.
The bank declared a fourth interim dividend of 6%, translating to ₹0.60 per equity share of face value ₹10 for FY26. It has fixed May 8, 2026, as the record date to determine eligible shareholders for the dividend payment.
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In addition, the board approved a capital-raising plan of up to ₹7,000 crore for FY27. The fundraise may be undertaken through multiple routes, including a follow-on public offer (FPO), rights issue, qualified institutional placement (QIP), preferential issue, or a combination of these, stated the exchange filing.
The bank may also raise funds via Basel III-compliant additional tier 1 (AT1) or tier II bonds, subject to necessary regulatory approvals.
Shares of Central Bank of India ended marginally higher on Thursday, April 30, 0.52% on ₹36.43 on the NSE.
