The company’s net profit rose 29.5% year-on-year to ₹1,640.7 crore, while net interest income (NII) increased 26% to ₹3,855 crore. Asset quality improved sequentially, with gross non-performing assets (GNPA) easing to 4.36% from 4.63% in the previous quarter, and net NPA declining to 2.87% from 3.13%.
Net income for the quarter stood at ₹4,789 crore, up 27% year-on-year, while full-year income rose 26% to ₹17,071 crore. The company’s total assets under management (AUM) grew 21% year-on-year to ₹2.43 lakh crore as of March 31, 2026, supported by healthy disbursement trends.
Aggregate disbursements for the quarter came in at ₹32,913 crore, taking the full-year figure to ₹1.11 lakh crore. Growth remained broad-based across segments, with vehicle finance AUM rising 18%, loan against property growing 26%, and home loans expanding 23% year-on-year. The SME book saw a sharper 41% increase, while secured business and personal loans grew 46%, indicating traction in newer segments.
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The gold loans business also continued to scale, with disbursements of ₹1,130 crore during the quarter.
The board has recommended a final dividend of ₹0.70 per share for FY26, subject to shareholder approval.
Post earnings, shares of the company rose to an intraday high of ₹1,592.20 before paring gains to trade marginally higher at ₹1,559.60 on the NSE.
