The bonus will benefit over 11.89 lakh policyholders holding participating (traditional) policies that are in force as of March 31, 2026.
The payout is generated from the surplus in the participating fund and will be distributed as per policy terms, typically at maturity, exit, or policy anniversaries, depending on the product structure.
The insurer said it has now declared annual bonuses for 25 consecutive years.
The latest announcement covers a range of participating products such as Ace, Flexi Income Goal, Cash Gain, Invest Gain, Swarna Vishranti, Lifetime Care and Super Saver, among others.
Select products, including Flexi Income Goal, ACE – Income, Lifelong Assure and Cash Rich, also offer cash bonus options, which may be paid out or accumulated based on policyholder choice. The company has also declared an accumulation fund interest rate of 6.49% for FY2025–26 for eligible products.
Tarun Chugh, MD & CEO of Bajaj Life Insurance, said the bonus reflects the company’s investment approach and focus on delivering policyholder value.
Bonuses declared under participating policies are not immediate payouts in all cases and are typically payable at maturity, surrender, or as per product features, the company said.
