A shift in consumer behaviour, particularly among younger cohorts, is beginning to influence how discretionary spending is allocated, with a tilt toward experiences over upfront or fixed purchases, according to industry experts. Short, frequent, and selective spending There is a trend toward shorter, more frequent indulgences rather than large, pre-planned expenses. “There’s definitely been a…
As the new financial year 2026-27 begins, salaried employees need to note that changes in Tax Deducted at Source (TDS) rules have come into effect from April 1. The Income-tax Act, 2025 has introduced updated section numbers, revised forms, and new compliance requirements, affecting how employers calculate and deduct tax from salaries. New TDS computation…
As medical costs rise and workplace benefits evolve, the long-standing debate between group and retail health insurance is shifting. Industry experts view the two not as substitutes, but as complementary layers of financial protection, each serving a distinct purpose in an individual’s healthcare journey. At its core, group health insurance, typically offered by employers, provides…
Franklin Templeton (India) has announced the launch of Sapphire Equity Long-Short SIF, its first offering under the Specialised Investment Funds (SIF) framework. The strategy is an equity long-short fund investing across Nifty 500 stocks to provide diversified exposure to large-, mid- and small-cap segments. The fund aims to generate long-term capital appreciation across market cycles…
