The Indian government is reportedly considering measures to curb excessive billing by private hospitals, including a possible cap on trade margins for medical devices, as concerns grow over steep treatment costs and their impact on patients and insurers. CNBC Awaaz reported citing sources that the health ministry is examining a proposal to limit the margin…
Reserve Bank of India has rolled out a consolidated Digital Payments e-mandate framework, effective immediately, replacing all earlier circulars and bringing uniform rules for recurring transactions across payment systems. The framework covers cards, Unified Payments Interface (UPI) and prepaid payment instruments (PPIs), and extends to both domestic and cross-border transactions. It requires a one-time e-mandate…
Circle rate revisions are once again in focus for homebuyers and investors, as recent discussions highlight how these government-notified property values influence transaction costs more than actual market pricing. Experts say while circle rates play an important regulatory role, their impact on property prices remains indirect and largely long-term. Limited short-term impact on property prices…
India’s cryptocurrency market showed signs of maturity in the first quarter of 2026, with investors adopting structured strategies and participation widening beyond younger cohorts, according to a report by CoinSwitch. The report, based on activity across over 2.5 crore users, indicated that while global markets faced volatility due to geopolitical tensions, rising oil prices and…
Nippon India Mutual Fund (NIMF) has announced the launch of an investor awareness campaign aimed at promoting mutual fund participation among retail investors and fostering disciplined investing habits. The campaign ’Har Ghar Investor’ seeks to educate and inform first-time investors while instilling confidence as they begin their investment journey. In its initial phase, the initiative…
Target maturity funds (TMFs) are gaining attention again as investors look for stability amid volatile markets. These funds, which fall under passive debt mutual funds, aim to offer predictable returns by holding bonds till maturity. Unlike traditional debt funds that actively manage interest rate and credit risks, TMFs follow a “buy and hold” approach. They…
India’s retail credit market is moving into a more data-driven phase, where loan access, pricing, and approval are shaped by credit behaviour, utilisation patterns, and now even self-monitoring habits, say experts. Amit Agarwal, Senior Vice President – Operations & Business Development, Executive Director & Board Member at Equifax Credit Information Services, said India is witnessing…
NPCI Bharat BillPay Limited (NBBL) has onboarded Postal Life Insurance (PLI) as a biller under the insurance category on the Bharat Connect platform, expanding digital premium payment options for policyholders. PLI, operated by the India Post under the Department of Posts, services over 1.25 crore active policies and processes around 2.5 lakh transactions daily. With…
Car leasing is one of the ways salaried individuals can structure their compensation efficiently under India’s new income tax regime, which does away with most exemptions and deductions. Rather than a trend-driven shift, it can be understood as a mechanism within existing tax rules that can, in specific cases, help reduce taxable income. How car…
Gold has long been considered a safe asset in India, traditionally purchased in the form of jewellery, coins, or bars. With the rise of fintech platforms, investors are increasingly turning to digital alternatives such as Digital Gold, Gold Exchange-Traded Funds (ETFs), and Gold Mutual Funds. Digital gold, in particular, has emerged as a popular option…
