The Reserve Bank of India’s move to a forward-looking Expected Credit Loss (ECL) framework—set to take effect from April 1, 2027—is expected to reshape how banks assess risk, provide for bad loans and deploy capital, with a largely manageable transition but uneven impact across lenders. Analysts say the move aligns India’s banking norms with global…
The Employees’ Provident Fund Organisation is preparing to launch a new digital platform aimed at helping members locate and reactivate old or inoperative provident fund (PF) accounts. Labour and Employment Minister Mansukh Mandaviya said the proposed portal—E-PRAAPTI—will use Aadhaar-based authentication to allow users to trace legacy accounts, including those created before the introduction of the…
Retail investors can now buy gold and silver at exchange-linked prices and opt for physical delivery through a newly launched product that integrates commodity futures, clearing, and vaulting infrastructure under a regulated framework. Trading platform Dhan on Wednesday (April 29) introduced ‘Gold Vault’, which the company said is a first-of-its-kind offering that enables individuals to…
The 8th Central Pay Commission (8th CPC) has extended the deadline for submission of memorandum and representations to May 31, shifting it from the earlier cut-off of April 30, according to an official update issued on Wednesday, April 29. In a message published on its website, the Commission stated that the revised last date for…
Gold and silver prices moved higher in early trade on Thursday (April 30), with gold rebounding from a one-month low hit in the previous session, while silver extended gains amid a softer US dollar and mixed global macro signals. In international markets, COMEX gold was last seen at $4,592.60 per ounce, up $31.10 or 0.68%….
Sector rotation funds can help investors generate alpha in a volatile and range-bound market, but they come with higher risk and require careful allocation, according to market participants. Nitin Bellara, Founder of Zeus Investment Solutions, said such strategies are best suited for investors with a higher risk appetite and should form only a limited part…
India’s motor insurance claims are rising in value as vehicle repair costs increase due to higher spare part prices, greater electronic content in cars, and more complex repair requirements, according to insurance experts. A spokesperson from SBI General Insurance, a general insurer, said the true cost of a car accident often becomes clear only after…
Indian retail investors have significantly increased their participation in equity markets over the past six years, but behavioural biases, risk misjudgement and reliance on unverified advice continue to impact investment outcomes, according to Arpit Jain, Joint Managing Director at Arihant Capital Markets. Jain said while more investors are entering the market, understanding of risk and…
India is witnessing a steady rise in the adoption of transactional risk insurance as dealmakers navigate larger and more complex mergers and acquisitions (M&A), according to a report by Marsh.’ The Marsh Transactional Risk Insurance 2025: Year in Review report said global M&A deal value rose nearly 37% year-on-year in 2025 to approach $5 trillion,…
India’s premium education market is projected to grow 3–4 times to $45–60 billion by 2040 from an estimated $16 billion in 2025, according to a report by investment banking and advisory firm Anand Rathi Advisors Limited. In its report titled “The Rise of Premium Education in India,” the firm said the sector is undergoing a…
