Rise in UPI payments: How AI can help in detecting real-time scams
India’s digital payments ecosystem is expanding at an unprecedented pace, with National Payments Corporation of India (NPCI) data showing that the Unified Payments Interface (UPI) processed about 21.7 billion transactions worth ₹28.33 lakh crore in January 2026. The surge strsses both the scale and the speed at which real-time payments now operate across the country. …
