A ₹1 lakh investment in this dividend yield fund has grown over 13 times in 20 years

A ₹1 lakh investment in this dividend yield fund has grown over 13 times in 20 years


Franklin India Dividend Yield Fund, managed by Franklin Templeton Mutual Fund, said a lump-sum investment of ₹1 lakh made at the scheme’s inception would have grown to about ₹13.6 lakh by April 30, 2026, while a monthly systematic investment plan (SIP) of ₹10,000 since launch would have accumulated to more than ₹1.2 crore.

The fund house shared the performance data as the scheme completed 20 years of operations and crossed ₹2,300 crore in assets under management (AUM).

The fund, formerly known as Templeton India Equity Income Fund, follows a dividend yield-focused investment strategy that primarily invests in companies with relatively higher dividend yields.

According to Franklin Templeton, the scheme delivered a compounded annual growth rate (CAGR) of 13.97% since inception. In comparison, an investment of ₹1 lakh in the Nifty 500 Total Return Index (TRI) would have grown to around ₹10.3 lakh during the same period, translating into a CAGR of 12.39%.

“The fund targets steady compounding with downside protection across cycles by seeking companies with consistent and rising dividend payout track records. These often trade at undemanding valuations offering rerating potential as well,” Rajasa Kakulavarapu, Portfolio Manager for Franklin India Dividend Yield Fund, said in a statement.

The fund combines

dividend yield-based stock selection with diversification across sectors and market capitalisations.

Its portfolio spans sectors such as banking and financial services, power and energy, information technology, FMCG, aerospace and defence, automobiles, telecom, consumer durables, and oil and gas.

The scheme also maintains exposure to international equities and real estate investment trusts (REITs). As of April 2026, around 8% of the portfolio was invested in overseas markets, including the United States, South Korea and Taiwan. The fund also had more than 9% exposure across four listed REITs.

Over the past 12 months, the portfolio maintained an average allocation of 54% to large-cap stocks, 11% to mid-cap stocks and 13% to small-cap stocks, according to the fund house.

Franklin Templeton said the portfolio generated an average dividend yield of 2.71% over the past year, compared with 1.17% for the Nifty 500 Index.

The fund house said dividend-oriented investing has gained traction among investors seeking a combination of long-term capital appreciation, portfolio stability and income generation.

However, mutual fund investments are subject to market risks, and past performance does not guarantee future returns. Investment outcomes may vary depending on market conditions, and investors should consider their financial goals, risk tolerance and investment horizon before investing.



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