The two schemes carry different benchmarks reflecting their different time horizons. Zerodha Life Cycle Fund 2036 will be benchmarked against a composite index comprising 50 percent Nifty 200 TRI, 5 percent domestic gold prices, 5 percent domestic silver prices, and 40 percent CRISIL 10-Year Gilt Index. Zerodha Life Cycle Fund 2041, with its longer runway, carries a higher equity weighting in its benchmark: 65 percent Nifty 200 TRI, 5 percent gold, 5 percent silver, and 25 percent CRISIL 10-Year Gilt Index. Both schemes will be managed by Kedarnath Mirajkar.
