Banks in Shimla, Himachal Pradesh, will remain closed on Thursday, October 29, on account of Karwa Chauth, according to the reported Reserve Bank of India (RBI) holiday schedule. The holiday is regional, so customers in other parts of the country should check their local bank holiday calendar before visiting a branch.
Customers planning to deposit or withdraw cash, submit documents or complete other branch-related work should confirm whether their bank will remain open on the day.
Bank holiday on October 29: Check state-wise list
According to the reported RBI holiday schedule, bank branches in Shimla, Himachal Pradesh, will remain closed on Thursday, October 29, for Karwa Chauth.
The holiday does not apply nationwide. Bank holidays in India vary by state and region, depending on local festivals and other notified occasions.
Customers of major public and private sector lenders, including the State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank (PNB), Canara Bank and Bank of Baroda, should check with their respective banks to confirm whether their local branches will remain closed.
The RBI publishes bank holiday schedules to help customers and financial institutions plan around regional and national holidays. Banks also observe regular weekly closures on Sundays and the second and fourth Saturdays of each month.
What banking services will remain available on October 29?
Even when bank branches remain closed for a regional holiday, customers can generally access several digital banking services. These allow them to carry out routine transactions without visiting a branch.
Here are some of the services customers can use:
UPI payments: Customers can send and receive money through UPI applications, subject to applicable transaction limits and service availability.
Mobile banking: Banking applications allow customers to check account balances, review transactions and make payments.
Internet banking: Customers can access eligible online fund transfers, bill payments and other account services.
ATMs: Customers can withdraw cash, check balances and use other supported card services, depending on ATM operations and cash availability.
NEFT and RTGS: Customers can initiate electronic fund transfers through supported digital banking channels, subject to their bank’s operating procedures.
However, certain services may require a physical visit to a branch. These include some document submissions, account-related requests and transactions requiring in-person verification. Such work may need to wait until the branch reopens.
Customers planning an urgent transaction should check their bank’s official website or contact their local branch to confirm service availability.
Bank holidays in November 2026
Banks will observe several holidays in November 2026 for festivals, regional occasions and regular weekend closures. The dates and affected cities will vary depending on the applicable holiday schedule. Key dates include November 9 for Diwali-related celebrations in several cities, November 10 for Bali Pratipada and other regional observances, November 16 for Chhath Puja in Patna and Ranchi, and November 24 for Guru Nanak Jayanti and other regional festivals. Banks will also remain closed on Sundays and the second and fourth Saturdays.
Read More: Bank holidays in November 2026: Check city-wise list before visiting branches