Franklin India Liquid Fund delivered 6.33% annualised returns on a monthly SIP over 28 years, according to a calculation available on Value Research. An investment of ₹10,000 per month over the period would have grown to ₹89.70 lakh, against a total investment of ₹33.60 lakh.
The calculation covers the Franklin India Liquid Fund – Regular Plan and reflects the historical performance of the scheme over the 28-year period.
Separately, Franklin Templeton said the scheme’s assets under management (AUM) crossed ₹5,197 crore at the end of October 2026, as it completed 28 years of operations.
The scheme invests in short-term fixed-income and money market instruments, including certificates of deposit (CDs), commercial papers (CPs) and Treasury bills. Its portfolio maturity is maintained below 90 days. The average maturity stood at 35 days at the end of September 2026, according to the fund house.
Franklin Templeton said the scheme had a 100% allocation to sovereign and high-rated debt issuers at the time of its disclosure. The portfolio is managed by Chandni Gupta and Rohan Maru.
Liquid funds are debt mutual funds that invest in money market and debt securities with maturities of up to 91 days. They are generally used to park surplus money for short periods. However, returns are market-linked and are not guaranteed. Investors are also exposed to credit and interest-rate risks.
The scheme has a minimum investment requirement of ₹10,000. According to the fund house, there is no exit load on redemptions made after the seventh day of investment.
Past performance may or may not be sustained in the future. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
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Disclaimer: This article is for informational purposes only and should not be construed as investment advice. Readers should consult certified experts before making any investment decisions.