UGRO Capital Limited Q4 profit jumps 26%, income surges as lending business expands

UGRO Capital Limited Q4 profit jumps 26%, income surges as lending business expands


UGRO Capital Limited said on Monday, April 20 that it has reported a Q4 FY26 profit after tax (PAT) of ₹51.1 crore, marking a 26% year-on-year increase from ₹40.5 crore in the same period last year.

The company’s net total income for the quarter grew 51% year-on-year to ₹348 crore, driven by a structural shift toward higher-yield on-book assets.

For the full year FY26, the company posted a PAT of ₹174.8 crore, up 21% year-on-year, while net total income rose 31% to ₹1,067 crore.

As per a press release filed at exchange, the Emerging Market LAP vertical ended FY26 with assets under management (AUM) of ₹3,581 crore, registering 12% quarter-on-quarter growth. Disbursements from vintaged branches (over 12 months old) reached ₹0.68 crore per month, nearing the management’s target of ₹0.80–0.85 crore per month.

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The Embedded Finance platform crossed ₹2,280 crore in AUM, up 27% quarter-on-quarter, with around 2.5 lakh active merchant customers. Consolidated AUM stood at ₹15,334 crore as of March 31, 2026.

The firm reported net interest income (NII) growth of 12.6% year-on-year at ₹93.7 crore for the period, compared to ₹83.2 crore in the corresponding period last year.

The stock of the company closed at ₹112.80 on April 20, down ₹2.03 or 1.77% for the day.

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