IndusInd Bank Q4 results 2026: Rs 1.50 per share dividend; net profit at Rs 533 cr, NII at Rs 4371.5 cr – Quarterly earnings details – Markets

“Recommended a final dividend of Rs. 1.50 per equity share of Rs.10/- each fully paid up (i.e. 15%) out of the net profits for the year ended March 31, 2026, subject to the approval of the shareholders at the ensuing Annual General Meeting (“AGM”) of the Bank,” the bank said in an exchange filing.

IndusInd Bank Dividend 2026 record date

The record date for determining the eligibility of members entitled to receive the said dividend shall be Friday, June 26, 2026, IndusInd Bank said in the regulatory filing.

Profit and loss account for the quarter ended March 31, 2026

IndusInd Bank swung into profit in the reporting quarter as it posted a net profit at Rs 594 crore for Q4 FY26 as against net loss of Rs 2,329 crore for corresponding Q4 FY25.

Net Interest Income for the Q4 FY26 stood at Rs 4,371 crore as compared to Q4 FY25 at Rs 3,048 crore. Fee and other income for the quarter under review was at Rs 1,714 crore against Rs 709 crore in the year-ago period.

Operating expenses for the reporting quarter at Rs 3,790 crore as against Rs 4,248 crore for the corresponding Q4

FY25. Pre-Provision Operating Profit (PPOP) was at Rs 2,295 crore for the reporting as against loss of Rs 491 crore in the same quarter of the previous year.

Core fee was at Rs 1,524 crore in Q4 FY26 as against Rs 2,304 crore for the corresponding quarter of previous year. Yield on Assets stands at 8.53% for the quarter ended March 31, 2026, as against 7.85% for the corresponding quarter of previous year.

Cost of Fund stood at 5.14% as against 5.60% for corresponding quarter of previous year.

Profit & Loss account for year ended March 31, 2026

For the full year FY26, net profit stood at Rs 889 crore as compared to Rs 2,576 crore during corresponding year FY25. The bank’s Net Interest Income (NII) for the year FY26 stood at Rs 17,982 crore as compared to year FY25 at Rs 19,031 crore.

Net Revenue for FY26 were at Rs 25,211 crore as against Rs 26,722 crore for the corresponding year FY25. Pre-Provision Operating Profit (PPOP) was at Rs 9,180 crore for the full year as against Rs 10,661 crore for corresponding FY25.

Fee and other income for the year FY26 was at Rs 7,229 crore as compared to year FY25 at Rs 7,690 crore. Total Income (Interest Income and Fee Income) for year FY26 at Rs 53,480 crore as compared to Rs 56,358 crore for the corresponding year FY 25.

Operating expenses for the year FY 26 were Rs 16,032 crore as against Rs 16,060 crore for the corresponding year FY 25.

The bank has proposed appointment of Ganesh Sankaran, Head Wholesale Banking and Jagdeep Mallareddy, Head- Consumer Banking as Executive Directors (designate) on the Board, subject to RBI and shareholder approvals. Additionally, Sunil Kumar Singh will be the Chief Compliance Officer, the private lender said in the exchange filing.

Balance Sheet as of March 2026

Balance sheet footage as on March 31, 2026, was Rs 5,43,394 crore as against Rs 5,54,107 crore as on March 31, 2025.

Deposits as on March 31, 2026 were at Rs 3,99,931 crore as against Rs 4,10,862 crore, an on March 31, 2025. CASA deposits stood at Rs 1,24,933 crore with Current Account deposits at Rs 35,034 crore and Savings Account deposit at Rs 89,899 crore. CASA deposits comprised 31.24% of total deposits as at March 31, 2026. Retail deposits as per LCR stand at Rs 1,82,896 crores as at March 31, 2026 against Rs 1,86,503 crores as on March 31, 2025. Advances as on March 31, 2026 were Rs 3,15,871 crore as against Rs 3,45,019 crore, an on March 31, 2025.

Gross NPA were at 3.43% of gross advances as on March 31, 2026, as against 3.13% as on March 31, 2025. Net NPA were 1.00% of net advances as on March31, 2026, as compared to 0.95% as on March 31, 2025.

The Provision Coverage Ratio was at 71.45% as at March 31, 2026. Provisions and contingencies (other than tax) for the year ended March 31,2026, were Rs 7,969 crores as compared to Rs 7,136 crores for the corresponding quarter of previous year.