The bonus is 5.8% higher compared with ₹1,833 crore declared for FY25.
It will be paid to policyholders of traditional participating plans that are in force as of March 31, 2026, and is distributed from the surplus generated under the participating fund.
With this announcement, Bajaj Life Insurance has completed 25 consecutive years of annual bonus declarations, according to the company.
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The insurer offers several participating products, including Ace, Flexi Income Goal, Cash Gain, Invest Gain, Swarna Vishranti, Lifetime Care, and Super Saver, among others.
Some of these products also provide cash bonus options, which can either be paid out or accumulated based on policy terms. For FY26, the company has declared an accumulation fund interest rate of 6.49% for eligible products.
Tarun Chugh, MD and CEO of Bajaj Life Insurance, said the bonus reflects the company’s investment performance and its approach to participating fund management, and added that the focus remains on supporting customers in meeting long-term financial goals.
Bonuses are typically paid at policy maturity or exit, depending on policy conditions, while cash bonuses may be paid on policy anniversaries or accumulated as per product features.
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