Net interest income (NII) rose 9% to ₹968 crore in the first quarter from ₹887 crore a year ago, while net total income increased 16% to ₹1,175 crore from ₹1,009 crore.
Revenue for the quarter rose 17.2% to ₹3,063 crore from ₹2,613 crore in the corresponding period last year.
Assets under management (AUM) increased 24% year-on-year to ₹1,49,624 crore as of June 30, 2026, compared with ₹1,20,420 crore a year earlier.
The company’s operating efficiency improved during the quarter, with the operating expenses-to-net total income ratio declining to 19.6% from 21.2% in the year-ago period.
Loan losses and provisions fell sharply to ₹16 crore during the quarter from ₹38 crore a year earlier.
Asset quality remained stable, with gross non-performing assets (GNPA) at 0.29% as of June 30, 2026, compared with 0.30% a year earlier. Net non-performing assets (NNPA) stood at 0.12%, improving from 0.13% in the corresponding period last year. The provisioning coverage ratio on stage 3 assets was 59%.
The company maintained a strong capital position, with its capital adequacy ratio, including Tier-II capital, standing at 21.59% at the end of the June quarter.Bajaj Housing Finance, a subsidiary of Bajaj Finance Ltd., is a non-deposit-taking housing finance company registered with the National Housing Bank since 2015.
Operational since 2017, the company has been listed on the NSE and BSE since September 2024 and is regulated by the RBI, SEBI and IRDAI, while being supervised by the NHB.
Shares of Bajaj Housing Finance ended 2.6% higher at ₹87.89 on the NSE on Wednesday ahead of the company reporting its June quarter earnings.
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