Bharti Airtel’s NBFC arm Airtel Money begins commercial operations

Bharti Airtel's NBFC arm Airtel Money begins commercial operations


Bharti Airtel Ltd. on Wednesday said its wholly-owned subsidiary, Airtel Money Ltd., has commenced commercial operations as a Type II Non-Deposit Accepting NBFC [Type II-NBFC-ND (ICC)], marking a significant step in the telecom operator’s expansion into digital financial services.

The company informed the exchanges that Airtel Money has started operations pursuant to the Certificate of Registration issued by the Reserve Bank of India (RBI) on February 13, 2026. The commencement of commercial operations follows Airtel’s announcement in February that it had received the regulator’s approval to operate as an NBFC.

Earlier this year, Bharti Airtel announced plans to capitalise Airtel Money with ₹20,000 crore over the next few years as it seeks to build a scaled digital lending business. Under the proposed ownership structure, Bharti Airtel will hold a 70% stake in the NBFC, while Bharti Enterprises Ltd. will own the remaining 30%.

The company had also said its existing Lending Service Provider (LSP) platform has already facilitated disbursements of more than ₹9,000 crore, supported by proprietary underwriting models, real-time risk monitoring systems and data-driven credit assessment capabilities.

Airtel said it has spent the past two years building a robust digital credit engine by leveraging its technology platform, analytics capabilities and extensive customer reach.

Commenting on the development earlier, Gopal Vittal, Executive Vice Chairman of Bharti Airtel, said the success of the company’s lending platform demonstrates its ability to combine technology, data and customer trust to deliver financial services at scale. He added that the NBFC reflects Airtel’s ambition to build a “differentiated, future-ready digital lending business.”

Also Read: Bharti Airtel announces ₹20,000 crore plan for NBFC arm Airtel Money

The company had also said the NBFC’s lending operations will be integrated with its existing digital platform while maintaining operational segregation.



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