The insurer said the bonus includes a revisionary bonus of ₹145 crore, a terminal bonus of ₹20 crore, and a cash bonus of ₹40 crore. Around 2 lakh policyholders are expected to benefit from the declaration.
Policyholders with traditional participating policies that were in force as of March 31, 2026, will be eligible for the bonus, according to the company.
The insurer said bonuses under participating plans are distributed at the time of policy maturity or exit, while applicable cash bonuses are paid annually based on policy terms.
Participating life insurance policies typically combine insurance coverage with savings features, where policyholders may receive bonuses depending on the insurer’s performance and surplus generation.
The company also said it recorded a 44% rise in new business premium in FY26, describing itself as among the faster-growing life insurers during the year.
Commenting on the announcement, Parag Raja, MD & CEO, Bharti AXA Life Insurance, said the bonus declaration reflected the company’s management of policyholder funds and thanked customers for their continued trust.
Bharti AXA Life offers participating products including savings, income, and child-focused insurance plans.
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