Combining quality and momentum investing styles can help investors navigate different phases of market cycles and build more resilient portfolios, according to Abhishek Das, Chief Investment Officer, Pramerica Life. He said quality investing — focused on companies with strong balance sheets, steady earnings, and high return ratios — tends to provide stability during market stress,…
Luxury housing in India is being viewed by high-net-worth individuals (HNIs) as a structured asset class rather than just a consumption-driven purchase, according to Aakash Ohri, MD & CBO, DLF. He said demand in the segment is supported by long-term factors such as wealth preservation, portfolio diversification and evolving lifestyle preferences, with younger HNIs also…
Taxpayers often look for ways to reduce taxable income using available exemptions and deductions under Indian tax laws. These provisions can help lower overall tax liability through specified investments and expenses. Most of these benefits are available under the old tax regime. In the new tax regime, income up to ₹12.75 lakh is effectively tax-free…
Demand for term insurance among non-resident Indians (NRIs) purchasing policies from India has doubled over the past two years, with younger buyers driving much of the growth, according to data from Policybazaar.com. The platform reported a 35% month-on-month (MoM) rise in term insurance purchases following recent geopolitical tensions in West Asia, highlighting increased focus on…
Debt mutual funds witnessed sharp outflows in March 2026, marking a steep reversal from the previous month as institutional and treasury-related redemptions intensified toward the financial year-end. According to AMFI data, debt mutual funds saw net outflows of ₹2.94 lakh crore during March, compared with inflows of ₹42,106 crore in February. The reversal was largely…
Gold and silver prices on the Multi Commodity Exchange (MCX) traded lower on Friday (April 10), tracking weak international cues and a firm dollar, even as broader fundamentals continue to support a longer-term bullish outlook for precious metals amid rate-cut expectations and geopolitical uncertainty. On MCX, gold futures declined 0.51% to ₹1.52 lakh per 10…
With headline inflation in India remaining moderate, variations across expense categories are becoming more visible. Data indicates that while overall inflation is stable, certain household costs, particularly healthcare and education, are rising at a different pace, prompting a reassessment of how financial protection tools like term plans account for such trends. Latest official data shows…
Mutual fund SIP inflows rose in March, extending the steady momentum in systematic investments even as broader industry assets saw volatility, according to AMFI data. SIP inflows stood at ₹32,087 crore in March, up from ₹29,845 crore in February, marking a month-on-month increase of around 7.5% or ₹2,242 crore. The rise in SIP contributions came…
Gold exchange-traded funds (ETFs) saw a moderation in inflows in March 2026, even as investor interest in gold as a diversification tool remained intact amid ongoing market uncertainty. Gold ETFs recorded net inflows of ₹2,266 crore in March, sharply lower than ₹5,255 crore in February, marking a decline of about 57%. The slowdown came after…
India’s credit card industry is undergoing a shift, with companies moving beyond transaction processing to offer a broader suite of services spanning customer engagement, data insights, and security, according to Anurag Gupta, Vice President & Head of Global Merchant & Network Services at American Express Banking Corp., India. Gupta said the change is being driven…
