Gold loans have emerged as India’s second-largest retail credit product by balance share, with rapid growth driven by rising borrower adoption, higher ticket sizes, and broader lender participation, according to a report by TransUnion CIBIL. The report shows that gold loan balances expanded 3.8 times between March 2022 and December 2025, increasing their share in…
Fraud threats are evolving faster than businesses can respond, exposing critical gaps in technology, talent and strategy, according to a new report by Experian based on research conducted with Forrester Consulting. The study, which surveyed nearly 1,000 senior fraud leaders across nine countries including India, highlights a widening mismatch between increasingly sophisticated fraud techniques and…
A volatile mix of surging crude prices, currency weakness and supply disruptions must be forcing investors to rethink portfolio strategies, even as India’s long-term growth narrative remains intact. Hemant Sood, Founder and Director at Findoc, describes the current phase as a “structural stress test” driven by three converging forces — oil above $100 per barrel,…
Gold and silver prices moved higher on Tuesday (April 14), tracking global trends as investors continued to monitor geopolitical developments and their potential impact on inflation and economic stability. On the COMEX, gold was trading at $4,795 per ounce, up 0.57%, after touching an intraday high of $4,803 an ounce. Silver outperformed, rising 2.02% to…
India’s second-home market is moving through a structural shift, evolving from discretionary holiday purchases into a more organised segment influenced by lifestyle preferences, investment considerations, and the rise of professionally managed residential formats that integrate hospitality-style services. Why managed second homes are emerging as a preferred model “At the centre of this evolution is the…
With the summer travel season approaching, India’s hospitality sector is preparing for stronger demand across leisure, family holidays, and workcation travel, as consumer spending continues to shift from price-led decisions toward experience-driven stays. Across regions, travel operators expect high occupancies this season, which is likely to reduce dependence on discounts and increase focus on service…
The government has initiated early groundwork for the Eighth Central Pay Commission (8CPC), with a recent official memorandum inviting applications for consultants who will support its analysis on salaries, allowances and pensions across central government employees. The move offers a first indication of how the commission is likely to approach its mandate, through detailed data…
Bank of Baroda and Reliance Jio on April 13 announced a partnership to launch bob World Lite, a mobile banking application designed for feature phone users, aimed at expanding access to digital banking services in India. The application will be available on the JioPhone Prima 4G device and is positioned as a comprehensive mobile banking…
Tax Deducted at Source (TDS) deductors have key compliance obligations in April 2026, including issuing TDS certificates for February transactions and completing related filings and deposits through the income tax system. Step 1: Issuing TDS certificates (due April 14) Deductors must issue TDS certificates for tax deducted in February 2026 under Sections 194-IA, 194-IB, 194M,…
The Reserve Bank of India’s proposed shift to an asset-size based classification for upper-layer non-banking financial companies (NBFCs) is aimed at simplifying regulation and improving transparency, though experts see limited immediate impact on the sector. Under draft amendments to the Scale-Based Regulatory (SBR) framework, NBFCs with assets of ₹1 lakh crore and above will be…
