For consumers with little or no credit history, getting a first credit card can be difficult. Banks assess applicants on factors such as income, repayment capacity and credit history before issuing unsecured cards. An FD-backed secured credit card offers an alternative, allowing consumers to access credit against a fixed deposit maintained with the issuing bank….
Credit card spending in India declined 5.9% year-on-year (y-o-y) to ₹2.04 lakh crore in September 2026, marking the first annual contraction since February 2021. However, the decline does not necessarily point to a broad-based reduction in consumer spending, as last year’s high festive-season base and a shift in the timing of festive sales influenced the…
Axis Bank has announced revision in its fees and charges for savings and salary accounts, with the new structure set to come into effect from December 1, 2026. The changes cover non-maintenance of minimum balance, cash transactions, cheque returns, relationship value requirements and reward points. Under the revised fee structure, the maximum monthly service charge…
Gold and silver prices traded lower in international markets on Friday, October 30, as investors assessed the outlook for US interest rates and developments around geopolitical tensions. On COMEX, gold futures were trading at $4,017.30 per ounce, down $14.10 or 0.35% from the previous close of $4,033.60 an ounce. Silver futures were trading at $51.535…
By CNBCTV18.com October 30, 2026, 12:35:54 AM IST (Published) November 2026 brings several money-related deadlines and updates, from pension life certificates and income tax returns to GST rules and mutual fund i…Read More 1/6 Pensioners Must Submit Life Certificates | Government pensioners need to submit their annual life certificates by November 30 to ensure their…
Finding out that money has been withdrawn from your bank account without your permission can be alarming. Whether the fraud involves an unauthorised online payment or an unexpected debit, acting quickly can help prevent further losses and protect your money. The Reserve Bank of India (RBI) requires banks to provide round-the-clock channels for reporting unauthorised…
Active equity mutual funds in India have outperformed passive alternatives in several categories over shorter periods, but the picture changes over longer investment horizons. Morningstar India’s first active-passive study found that success rates vary sharply across market segments, with mid-cap funds struggling over longer periods even as small-cap funds have delivered stronger results over five…
The Income Tax Department has listed several tax compliance deadlines for November 2026, covering tax deducted at source (TDS), tax collected at source (TCS), income tax return (ITR) filing for specified categories of taxpayers and other statutory forms. The key dates include November 7 for depositing TDS and TCS deducted or collected in October, November…
Health insurance in India largely focuses on hospitalisation, leaving routine expenses such as medicines, doctor consultations and diagnostic tests to be paid out of pocket. Outpatient department (OPD) cover is available under some individual and employer-provided policies, but it is not a standard benefit across all plans. Cashless pharmacy services are more limited and depend…
Scapia has launched a villas and homes booking service, offering eligible co-branded credit cardholders 20% back as Scapia Coins on bookings made through the platform. The launch expands the company’s accommodation options beyond hotels to include villas, homestays, apartments and cottages across India and overseas. Called Scapia Villas & Homes, the service offers more than…
