The festive season is traditionally associated with property purchases, but buying a home or investing in real estate requires more than favourable timing or attractive offers. Buyers need to assess affordability, borrowing costs, location, developer credibility and their ability to hold the asset over the long term. For those buying a home to live in,…
Westside has introduced a ₹49 convenience fee on all credit card transactions at its physical stores, effective October 8, 2026, according to its official website. The notice issued by the Tata Group firmretailer states: “W.e.f. 8th October 2026, a convenience fee of ₹49 shall be charged on all credit card transactions in store.” The new…
Gold and silver prices fell sharply in India on Thursday, October 22, with gold declining to around ₹1.48 lakh per 10 grams and silver dropping to a 10-month low of ₹2.07 lakh per kilogram. The correction comes ahead of Dhanteras and Diwali, as rising crude oil prices, inflation concerns and expectations of tighter US monetary…
Combining debt, equity and gold can help investors earn higher returns without a proportionate increase in volatility, a study by WhiteOak Capital Mutual Fund has found. The fund house’s Chemistry of Investing study examines how different combinations of the three asset classes have historically affected portfolio returns and risk. The analysis found that adding 10%…
Kotak Pioneer Fund has delivered a compounded annual growth rate (CAGR) of 20.97% since its inception in October 2019, outperforming its primary benchmark’s 16.53% return over the same period, according to data as of September 30. A ₹10,000 investment in the direct growth plan at inception would have grown to ₹37,706, compared with ₹29,027 for…
Rental income and capital appreciation are the primary reasons for 61% of surveyed Indian buyers considering overseas residential property, according to a joint report by Knight Frank India and IREX. The report, Keys Beyond Borders, found that overseas real estate accounts for 13% of respondents’ total wealth allocation, up from around 5% a decade ago….
Amit Kukreja, Founder of AmitKukreja.com, expects the Securities and Exchange Board of India’s (SEBI) new Portfolio Manager’s Route for Investing in Mutual Fund Units (PRIM) framework to appeal to high-net-worth individuals (HNIs), but believes its success will depend on whether it can deliver better risk-adjusted returns at a reasonable cost. Kukreja said the framework could…
Nearly 80% of the insurance-buying journey in India now unfolds online, with consumers using search and video to evaluate policies before contacting an agent. A new study by Google, with McKinsey & Company as knowledge partner, finds that this digital research influences 40% of health and life insurance sales. Titled Decoding the DICA Consumer, the…
Property insurance rates in India declined for the fourth consecutive quarter, with some clients seeing reductions of up to 45% in the first quarter of 2026, as increased insurer capacity and competition put downward pressure on premiums, according to Marsh’s Global Insurance Market Index. The insurance broker said commercial insurance rates in India also declined…
ICICI Bankwill revise charges for select banking services from December 1, 2026, according to an email sent to customers. The changes include higher charges for cash transactions exceeding monthly limits, revised demand draft fees and an increase in charges for repeated electronic clearing service (ECS) debit returns. The email details the revised charges applicable to…
