Personal Finance

Blockchain technology is being explored for uses beyond cryptocurrency trading, including cross-border payments, financial settlements and the digital representation of assets such as bonds. Two applications drawing attention are stablecoins, which aim to maintain a relatively stable value, and tokenisation, which represents ownership rights or claims on assets digitally. For consumers and investors, understanding how…

Travelling home for Navratri, Durga Puja, Diwali and Chhath is becoming more expensive for many air passengers, with some reporting flight fares more than double those paid last year. For households planning festive visits alongside leisure trips, the higher cost of travel makes it important to account for transport, accommodation and other expenses before finalising…

Pensioners no longer need to visit a bank or pension office every year to prove that they are alive. The Government of India has introduced Jeevan Pramaan, an Aadhaar based digital service that makes this process easier. It allows pensioners to submit their Life Certificate online, which helps confirm their identity. This service is useful…

A phone screen that suddenly freezes or a banking app that displays an error may be used by cybercriminals to trick users into giving them access to their devices. Fraudsters may pose as customer support representatives, offer to fix the problem and persuade users to install malicious applications or grant remote access, potentially putting their…

Gold loans accounted for a quarter of India’s retail securitisation market in the first half of FY27, more than doubling their share from a year earlier, as portfolio growth among gold financiers and investor demand supported issuances, according to Crisil Ratings. Gold loans’ share of overall retail securitisation volumes rose to 25% in April-September 2026…

Banks and card issuers have rolled out festive-season campaigns as consumers prepare for purchases during the October shopping period. HDFC Bank, IndusInd Bank and BOBCARD have announced initiatives covering multiple retail and service categories, with benefits subject to eligibility criteria and individual terms and conditions. Here is a look at the offers and the conditions…

Gold and silver prices fell in international markets on Tuesday, October 13, as a firm US dollar and uncertainty over the Federal Reserve’s interest-rate outlook weighed on precious metals ahead of US inflation data. COMEX gold futures were trading at $4,173.70 an ounce, down $16.90, or 0.40%, from the previous close of $4,195.50 an ounce….

SBI Mutual Fund will launch an exchange-traded fund (ETF) tracking the BSE India Defence Index, with the new fund offer (NFO) open for subscription from October 13 to October 19. The SBI BSE India Defence ETF is an open-ended scheme that will seek to track the total returns of the underlying index, subject to tracking…

A group health insurance policy from your employer, whether it offers ₹5 lakh or ₹10 lakh in cover, may appear to provide substantial protection. But when it comes to childbirth, the amount the insurer pays can be much lower because maternity benefits often have a separate limit within the overall cover. Why your total health…

Bajaj Alternate Investment Management (Bajaj Alts) has raised around ₹950 crore in the initial close of its maiden commercial office real estate fund, which targets a total corpus of ₹2,000 crore, including a green shoe option. The Bajaj Alts Real Estate – Growth Fund I has received commitments from family offices, institutions and high-net-worth individuals,…