Banks and card issuers have rolled out festive-season campaigns as consumers prepare for purchases during the October shopping period.
HDFC Bank, IndusInd Bank and BOBCARD have announced initiatives covering multiple retail and service categories, with benefits subject to eligibility criteria and individual terms and conditions.
Here is a look at the offers and the conditions customers should check before making a purchase.
HDFC Bank: Festive Treats 2026
HDFC Bank’s Festive Treats campaign covers electronics, apparel, travel, home decor and jewellery, among other categories. Partner brands include Samsung, LG Electronics, OnePlus, Croma, Vijay Sales, Reliance Digital, MakeMyTrip and Myntra.
The bank said customers could save up to ₹70,000 by availing of all available offers. The amount is not a flat discount on individual purchases and depends on the offers used.
Separately, customers can access discounts on select Instamart purchases using HDFC Bank credit cards. The platform’s Quick India Movement sale lists discounts of up to ₹5,500 on select products, along with a 10% discount on eligible purchases, subject to the applicable terms.
IndusInd Bank: Discounts on shopping and travel
IndusInd Bank has announced offers on eligible transactions at MakeMyTrip, Reliance Digital, Vijay Sales, Tata CLiQ Fashion, Tata CLiQ Luxury, Zepto and Blinkit during October 2026.
On MakeMyTrip, eligible EMI transactions qualify for instant discounts of up to 35% on flights, hotels and holiday packages. At Reliance Digital, an offer valid from October 2 to October 13 provides discounts of up to ₹12,000. Eligible EMI purchases at Reliance Digital and Vijay Sales also qualify for a 10% discount, capped at ₹7,500, through October 31.
For fashion purchases, eligible EMI transactions at Tata CLiQ Fashion carry a 12% discount, capped at ₹1,500 on transactions of at least ₹5,000. At Tata CLiQ Luxury, the discount is capped at ₹2,500 on transactions of at least ₹10,000.
The offers also cover grocery and quick-commerce purchases. On Zepto, customers can get a flat ₹100 discount on orders of at least ₹999. Eligible electronics and appliance purchases above ₹2,500, excluding smartphones, qualify for a 5% discount capped at ₹1,000. Eligible EMI orders above ₹3,000 qualify for a 5% discount capped at ₹4,000.
On Blinkit, eligible EMI transactions qualify for discounts of ₹250 on purchases from ₹3,000 to ₹7,500, ₹500 on purchases above ₹7,500 and up to ₹15,000, and ₹1,000 on transactions above ₹15,000.
Most of these offers are valid until October 31, subject to individual terms and conditions. The Reliance Digital offer of up to ₹12,000 ends on October 13.
BOBCARD: Discounts on food delivery, groceries and fashion
BOBCARD has announced discounts on transactions at Swiggy, Instamart and Ajio, as well as purchases from Surat Diamond Jewellery.
On Swiggy, eligible BOBCARD customers can get a 10% discount capped at ₹100 on orders worth at least ₹499 using the code BOBCARD100. The offer is valid on Fridays, Saturdays and Sundays until December 27, 2026.
On Instamart, customers can get a flat ₹75 discount on orders worth at least ₹999 using the code BOBCARD75. This offer is also valid on Fridays, Saturdays and Sundays until December 27, 2026.
On Ajio, BOBCARD customers can avail of a 10% instant discount capped at ₹1,000 on purchases worth at least ₹3,000. The offer is valid until October 24, 2026. At Surat Diamond Jewellery, customers can get a ₹1,000 discount on purchases worth at least ₹3,000 using the code BOBCARD1000. This offer is valid until March 29, 2027.
Eligible HDFC Bank credit cardholders can also access cashback benefits on Swiggy transactions, according to the offer details provided.
PayU, Malaysia Airlines explore flexible payment options
Separately, PayU and Malaysia Airlines signed a memorandum of understanding on October 12 to explore digital payment solutions, flexible payment options and offers for customers in India.
The proposed collaboration will also examine tailored propositions for leisure, premium, student and corporate travellers, according to the companies. No specific discounts or credit card benefits were announced under the agreement.
What should customers check before using festive offers?
The advertised discounts are subject to conditions and may not apply to every purchase. Customers should check the minimum transaction value, maximum discount, eligible card type and payment method before placing an order.
Some offers require EMI transactions, while others apply to regular purchases or require a promo code. Customers should also check whether specific products are excluded and whether the offer is available on the date of purchase.