Underwriting is a mission-critical function for life insurers, particularly for complex cases that require detailed analysis of medical histories, laboratory reports and multiple risk indicators, the company said.
SBI Life has implemented Datamatics’ TruAI Underwriting solution, powered by Agentic AI, it said. The platform is designed to assist underwriters in handling complex medical underwriting cases with greater speed, consistency and insight.
Datamatics said TruAI Underwriting ingests and analyses documents such as medical reports, declarations and laboratory results, extracting key medical parameters and highlighting potential risk indicators. It generates a consolidated digital case summary and provides intelligent decision support, drawing on underwriting rules and historical outcomes, it said.
The system has self-learning capabilities and continuously enhances risk evaluation over time, while the final decision authority remains with human underwriters to ensure governance, accountability and regulatory compliance, Datamatics said.
“At Datamatics, we are making strategic investments in AI, and Agentic AI to solve complex enterprise problems. Solutions like TruAI Underwriting demonstrate how these investments are translating into tangible business impact for our customers,” Rahul Kanodia, vice-chairman and CEO of Datamatics, said.
Datamatics shares were trading 2.9% higher at ₹788 apiece at 12.05 pm on Wednesday. The stock has gained 9% in the past month.
Also Read: Zen Technologies jumps 6% on launch of India’s first AI-powered Smart Border Suite
