The scheme was earlier approved by Chief Minister Rekha Gupta and the Delhi Cabinet.
Who will be covered?
The scheme will cover registered construction workers and their eligible dependent family members. More than 2.7 lakh building and construction workers are currently registered as live members with the Delhi Building and Other Construction Workers Welfare (DBOCWW) Board, according to the statement.
Every registered construction worker and their eligible spouse will receive an annual health check-up, along with cashless outpatient consultation, diagnostics, medicines and inpatient treatment through empanelled hospitals functioning at CGHS rates.
What will the scheme cover?
The scheme will cover emergency treatment, occupational diseases, chronic illnesses, specialised care, maternal healthcare and rehabilitation.
Treatment will be available up to ₹2 lakh per beneficiary annually, subject to an overall family limit of ₹10 lakh a year, the statement said.
What happens in case of an emergency?
In the event of a worksite accident or medical emergency, beneficiaries can also seek treatment at the nearest non-empanelled hospital.
Such a hospital will be deemed to be provisionally empanelled for the limited duration of the emergency treatment, according to the statement.
How will the scheme be implemented?
The scheme will be implemented through a Project Implementing Agency, which will initially be engaged for three years. The tenure can be extended by another year subject to a performance review, officials said.
Mobile Medical Units will be provided to transport workers from worksites to empanelled hospitals, coordinate health screenings and spread awareness about the scheme.
A dedicated software system will digitally manage beneficiary records, treatment history and claims processing, the statement said.
How will claims be monitored?
To ensure transparency and financial discipline, every claim submitted by the Project Implementing Agency will undergo third-party verification and other checks deemed necessary by the DBOCWW Board before payment is released.
Periodic reports will also be submitted to the board to track the scheme’s progress.
The DBOCWW Board, an autonomous statutory body set up in 2002, registers construction workers and administers welfare schemes for them from the cess collected from construction employers.
