Net Interest Income (NII) increased 19.9% YoY to ₹2,509 crore for the quarter ended June 30, 2026, from ₹2,092 crore a year earlier. Net total income rose 16.8% to ₹3,185 crore, compared with ₹2,726 crore in the corresponding quarter last year.
Profit Before Tax (PBT) grew 44% YoY to ₹1,055 crore from ₹733 crore, while pre-provisioning operating profit increased 25% to ₹1,752 crore from ₹1,402 crore. Loan losses and provisions stood at ₹697 crore, up 4.1% from ₹670 crore a year ago.
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The company’s Assets Under Management (AUM) stood at ₹1,22,048 crore as of June 30, 2026, compared with ₹1,09,690 crore as of June 30, 2025, registering a growth of 11.3% year-on-year, while Gross Loan Book increased 11.4% YoY to ₹1,21,846 crore as of June 30, 2026, from ₹1,09,342 crore a year earlier.
On the asset quality front, Gross Stage 3 loans improved to 2.34% as of June 30, 2026, from 2.56% a year earlier. Net Stage 3 loans declined to 1.04% from 1.11%, while the provision coverage ratio on Stage 3 assets stood at 55.73%, compared with 56.70% a year ago.
Shares of HDB Financial Services Ltd ended at ₹751.95, down by ₹8.00, or 1.08%, on the BSE.
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