Revenue grew 42.5% year-on-year to ₹3,693 crore compared to ₹2,591.2 crore.
Asset quality showed improvement during the quarter, with gross NPAs easing to 1.5%, down 14 basis points sequentially, while net NPAs stood at 0.7%, down 2 basis points QoQ.
“The performance in Q4FY26 reflects the strength of our strategic direction and disciplined execution,” said Nirmal Jain, Founder & Managing Director, IIFL Finance. “Our focus on secured lending, portfolio quality, and capital efficiency is delivering consistent results, with strong growth in gold loans and stable performance in mortgages.”
Gold loans emerged as the key growth driver, with AUM surging to ₹52,581 crore, up 150% year-on-year and 21% quarter-on-quarter, while maintaining strong asset quality with GNPA at 0.35%. The home finance segment also remained stable, with AUM at ₹40,075 crore and GNPA improving to 1.2%.
The company added that it has “significantly strengthened our balance sheet, improved asset quality, and built a scalable operating model anchored in AI and co-lending partnerships,” and remains well positioned for “sustainable, high-quality growth” in FY27.
Shares of IIFL Finance ended higher on Wednesday, April 29, by 2.5% at ₹449.00 on the NSE.
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