Indian Overseas Bank approves ₹5,000 crore fund raise via FPO, QIP, rights issue

Indian Overseas Bank approves ₹5,000 crore fund raise via FPO, QIP, rights issue


Public-sector lender Indian Overseas Bank on Thursday (May 21) said its board has approved a capital raising plan of up to ₹5,000 crore for FY27.

The bank said the equity capital may be raised through follow-on public offer, rights issue, qualified institutional placement, preferential issue or a combination of these, in one or more tranches, subject to regulatory approvals.

The board also approved the offer of 10 crore new equity shares of face value ₹10 each under an employee share purchase scheme named IOB-ESPS 2026-27. These shares will rank pari passu with existing equity shares.

Also Read: Indian Overseas Bank cuts overnight, 1-year and 2-year MCLR by 5 bps each

In addition, the bank approved issuance of Basel III-compliant Tier II bonds up to ₹1,000 crore with or without a green shoe option. The bonds may be issued in one or more tranches through private placement or public issue, domestically or overseas, subject to approvals.

Indian Overseas Bank also approved appropriation of accumulated losses as on March 31, 2026, from the share premium account, subject to statutory approvals.

Fourth Quarter Results

Net profit for the period grew by 43.2% from the year-ago period to ₹1,505 crore. Profitability was aided by lower provisions. Provisions for the quarter declined to ₹1,005 crore from ₹1,235 crore during the December quarter.

Also Read: Indian Overseas Bank to raise ₹4,000 cr in Q4

Net Interest Income (NII) or core income for the quarter grew by 11.1% from the same quarter last year to ₹3,470 crore from ₹3,123 crore earlier. Asset quality saw improvement on a sequential basis, with Gross NPA improving to 1.42% from 1.54%, while Net NPAs improved to 0.21% from 0.24% earlier.

In absolute terms, Gross NPA stood at ₹4,409 crore from ₹4,529 crore in December, while net NPA improved to ₹637 crore from ₹707 crore earlier.

Shares of Indian Overseas Bank ended at ₹33.77, up by ₹0.37, or 1.11%, on the BSE.

Also Read: NBCC bags ₹55-cr from Indian Overseas Bank for new Raipur regional office



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