Net Interest Income (NII) for the quarter increased by 4.9% from the same quarter last year to ₹1,812 crore from ₹1,726.6 crore.
Net profit for the quarter was the same at ₹1,684 crore from ₹1,682 crore last year.
At the end of the financial year, IRFC’s Assets Under Management (AUM) surged to a record high of ₹4.85 lakh crore. The company also said that the diversification-led expansion led in improved spreads and better margins.
At the end of financial year 2026, IRFC’s Net Interest Margins improved to 1.5%.
Additionally, the company also said in its press release that it managed to maintain its “Zero NPA” status at the end of the year.
A steady pipeline and emerging opportunities in sectors such as metros and ports are expected to accelerate growth further in the coming financial year, the release stated.
IRFC CMD Manoj Kumar Dubey said that the year reflected a shift in IRFC’s business model, from a traditional railway financier to a diversified lender.
During the quarter, IRFC also executed a ₹12,842 crore refinancing deal for Hindustan Urvarak & Rasayan Ltd., marking its foray into the large-ticket refinancing in the fertilizer sector.
Shares of IRFC are trading 1% lower after the announcement at ₹100.49. The stock is down 20% this year so far and over 50% from its all-time high of ₹229.
