The gold loan financier posted a consolidated net profit of ₹3,086 crore for the March quarter, more than doubling from ₹1,508 crore in the corresponding period last year. Net interest income (NII) surged 79% year-on-year to ₹5,193.4 crore from ₹2,904.4 crore.
Ahead of the earnings announcement, shares of Muthoot Finance closed 0.5% higher at ₹3,523.50 on the NSE.
The company’s loan assets under management (AUM) stood at ₹1,62,826 crore at the end of March 2026, compared with ₹1,47,552 crore in the December quarter and ₹1,08,648 crore a year earlier. This translates into a 50% year-on-year growth and a 10% sequential increase.
Gold loan AUM rose to ₹1,54,084 crore, up from ₹1,39,658 crore in the preceding quarter and ₹1,02,956 crore in the year-ago period, reflecting 54% annual growth and an 11% quarter-on-quarter rise.
Commenting on the performance, Managing Director George Alexander Muthoot said the company continued to benefit from strong customer trust and favourable industry trends. “This year, more Indians used their gold to build their lives, more institutions backed our balance sheet, and the regulator provided the industry with a clearer foundation for growth,” he said.
Muthoot Finance said it currently serves 6.41 million active customers through a network of 4,968 branches across India, with over two lakh customers visiting its branches daily.
The company also highlighted the strong long-term outlook for the organised gold loan industry. According to a CRISIL industry report cited by Muthoot Finance, the organised gold loan market comprising banks and NBFCs is projected to reach ₹16 lakh crore in FY26, growing 33-36% over FY25.
