“Understanding the difference between top-up and super top-up is essential for managing long-term medical costs,” said Vivek Chaturvedi, Chief Marketing Officer and Head of Direct Sales at Digit Insurance. He added that while both products may appear similar, they function very differently when multiple hospitalisations occur within a year. Chaturvedi noted that this often leads…

Health insurance buyers in India are being offered the option to pay premiums through Equated Monthly Instalments (EMIs) instead of making a large upfront payment. Alongside standard EMI structures, some insurers and distributors are now introducing what is being called “Accelerated EMI” for multi-year health insurance policies. The following details are based on information shared…