SBI Q4 Results FY 2026, SBI Dividend 2026: State Bank of India on Friday (May 8) announced its Q4 results for financial year 2025-26. The state-owned lender reported a standalone net profit of Rs 19,684 crore, beating the ET NOW poll estimate of Rs 18,898 crore. This represents over 5.6 per cent year-on-year (YoY) increase from Rs 18,643 crore in the same quarter last year. India’s largest bank also declared Rs 17.35 dividend for its shareholders.
Net Interest Income (NII) stood at Rs 44,380 crore, up 4.1 per cent YoY from Rs 42,617 crore. However, it came in below the street expectation of Rs 46,777 crore.
Operating profit for the quarter was Rs 27,704 crore, compared to Rs 31,286 crore in Q4 FY25, reflecting an 11.5 per cent YoY decline.
Provisions declined significantly to Rs 2,872 crore in Q4, against Rs 4,507 crore in the previous quarter and Rs 6,442 crore a year ago.
On the asset quality front, SBI continued to show improvement. Gross Non-Performing Assets (GNPA) improved to 1.49 per cent from 1.57 per cent sequentially, with the absolute GNPA at Rs 73,452 crore (vs Rs 73,637 crore QoQ). Net NPA remained stable at 0.39 per cent, though the absolute net NPA rose marginally to Rs 18,830 crore from Rs 18,012 crore in the previous quarter.
- Gross NPA Ratio at 1.49 per cent improved by 33 bps YoY.
- Net NPA Ratio at 0.39 per cent improved by 8 bps YoY.
- Provision Coverage Ratio (PCR) stands at 74.36 per cent while PCR (incl. AUCA) stands at 91.97 per cent.
- Slippage Ratio for FY26 improved by 1 bp YoY and stands at 0.54 per cent. Slippage Ratio for Q4FY26 stands at 0.47 per cent.
- Credit Cost for Q4FY26 stands at 0.27 per cent.
SBI Dividend 2026
The Board has recommended a dividend of Rs 17.35 per share for FY26.
