Suryoday Small Finance Bank has introduced special festive-period interest rates on fixed deposits (FDs) below ₹3 crore. Under the offer, general depositors can earn up to 8.25%, while senior citizens can get up to 8.60% on five-year deposits. The special rates are applicable from October 30 to November 16, 2026.
The bank is also offering attractive interest rates on select shorter tenures, including 18-month and 30-month fixed deposits.
Suryoday Small Finance Bank FD rates for general depositors
General depositors can earn an interest rate of 8.25% on five-year fixed deposits. The annualised yield for these deposits is 8.51%, subject to the applicable terms and conditions.
For deposits with a tenure of 30 months, the bank is offering an interest rate of 8.10%. The rate for 18-month fixed deposits stands at 8.01%.
These special rates apply to eligible deposits below ₹3 crore during the offer period. Customers should check the applicable tenure and terms before booking a deposit.
Suryoday Small Finance Bank FD rates for senior citizens
Senior citizens can earn up to 8.60% on five-year fixed deposits under the special festive offer. The annualised yield for these deposits is 8.88%, subject to the applicable terms and conditions.
For a tenure of 30 months, senior citizens can earn 8.25%, while the interest rate on 18-month deposits is 8.16%.
The special rates are available until November 16, 2026. Depositors should confirm the applicable rate with the bank before investing.
What should you check before investing in an FD?
Before opening a fixed deposit, customers should compare interest rates across different tenures and check whether the quoted rate applies to a special offer or a regular FD. They should also review premature withdrawal penalties, interest payout options and applicable tax rules.
The annualised yield is different from the stated FD interest rate and reflects the return on an annualised basis under the applicable deposit terms. Customers should check the bank’s official website for the latest rates and conditions before investing.
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Suryoday Small Finance Bank FD rates: Check revised interest rates for senior citizens, general depositors