The report shows women contributed ₹3 trillion in gross inflows in FY26, accounting for 35% of total inflows, reflecting a steady rise in their participation in India’s mutual fund industry and a shift toward long-term and structured investing.
CAMS said the findings highlight a transition from basic participation to more goal-oriented investment behaviour, with women increasingly adopting diversified and systematic strategies.
The investor base has expanded to 13.2 million women investors, with 2.2 million new additions in FY26. Equity funds continue to dominate portfolios, while hybrid and solution-oriented schemes are also seeing faster adoption, indicating a gradual shift toward diversification.
Women now account for 29% of active systematic investment plans (SIPs), underscoring growing preference for disciplined, long-term investing. The report also notes that nearly 75% of women investors are below 50 years of age, with strong growth in the under-35 segment.
Geographically, participation from beyond top 30 cities (B30) has increased, contributing 45% of total women investors, pointing to deeper market penetration beyond urban centres.
The report also highlights rising digital adoption among women investors, alongside greater comfort with multi-asset investment approaches aligned with long-term financial goals.
CAMS Managing Director Anuj Kumar said women investors across metros and smaller cities are increasingly shaping the investment landscape, supported by rising financial awareness and independence.
Overall, the report states that women are emerging as a key driver of growth in India’s mutual fund industry, with implications for asset managers and policymakers focused on expanding inclusion and investor participation.
