The company’s revenue increased 17.1% to ₹992.8 crore from ₹848.1 crore a year earlier.
Assets under management (AUM) grew 18% year-on-year to ₹31,364 crore as of June 30, 2026, compared with ₹26,524 crore a year ago. The company had more than 3.4 lakh loan accounts as of June 30, 2026.
Net worth stood at ₹7,853 crore at the end of the quarter. Return on assets (ROA) was 4.0%, while return on equity (ROE) stood at 14.7% for the quarter. The company’s gross non-performing assets (GNPA) stood at 1.3% as of June 30, 2026.
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Aadhar Housing Finance said its first-quarter performance reinforces its confidence in achieving its medium-term guidance on disbursements, assets under management and profit.
Rishi Anand, MD and CEO of Aadhar Housing Finance Ltd, said, “Aadhar Housing Finance has begun FY27 on a steady note, sustaining its growth momentum with healthy business expansion, consistent disbursement growth and stable asset quality.
Assets Under Management (AUM) stood at ₹31,364 crore as of June 30, 2026, registering a year-on-year growth of 18%, while Profit after Tax for the quarter increased by 19% YoY to Rs 282 crore.
The operating environment for low-income housing finance remained favourable during the quarter, supported by resilient demand, stable affordability and continued strength across Tier II and Tier III markets.
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Long-term fundamentals remain strong, underpinned by low mortgage penetration, rising urbanisation and the country’s sizeable affordable housing requirement, particularly across the EWS and LIG segments.
As PMAY-U 2.0 implementation accelerates and credit conditions ease, the outlook for the sector remains constructive, with Housing Finance Companies well positioned to capitalise on these opportunities through their diversified funding profiles and stable access to liquidity.
We remain committed to expanding access to housing finance in underserved markets with significant growth potential. Our ‘Urban and Emerging’ branch model continues to drive this strategy, with our network expanding to 628 branches across 22 states and union territories. By combining deeper market penetration with improved branch productivity, we are well positioned to capitalise on the growing demand for affordable housing finance.
Our continued investments in technology are strengthening the way we originate, assess and service loans. During the quarter, we enhanced our AI and digital capabilities across key business processes, improving operational efficiency, credit assessment, and customer experience.
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As these capabilities evolve, we remain committed to robust governance, aligning our AI framework with the RBI’s draft Model Risk Management guidance while ensuring appropriate human oversight.”
Shares of Aadhar Housing Finance Ltd ended at ₹497.25, up by ₹3.25, or 0.66%, on the BSE.
