Diwali 2026 Bank Holidays: According to the Reserve Bank of India (RBI) holiday calendar, bank closures will vary across states and cities during the second week of November. While some cities will observe regional festival holidays, banks across the country will remain closed on the second Saturday and Sunday.
Bank customers should check their local holiday schedule before visiting branches of State Bank of India (SBI), HDFC Bank, ICICI Bank, Punjab National Bank (PNB) and other lenders.
The bank holidays will fall on November 9, 10, 11, 13, 14 and 15, with closures varying across cities and states.
When are banks closed from November 9 to November 15, 2026?
While digital banking services such as internet banking, mobile banking, UPI and ATM services will generally remain available, physical bank branches will remain closed on the applicable dates in the specified cities.
November 9 (Monday): Bank branches will remain closed in Agartala, Bhopal, Chandigarh, Gangtok, Guwahati, Imphal, Jaipur, Kanpur, Lucknow and Raipur on account of Diwali/Laxmi Puja (Deepawali), Govardhan Pooja and Vishwakarma Day.
November 10 (Tuesday): Banks will remain closed in Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Mumbai and Nagpur on account of Diwali (Bali Pratipada), Deepawali (Govardhan Puja), Laxmi Puja and Vikram Samvant New Year Day.
November 11 (Wednesday): Bank branches will remain closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla on account of Laxmi Puja (Deepawali), Ningol Chakkouba, Bhratridwitiya, Bhaidooj and Chitragupt Jayanti.
November 13 (Friday): Bank branches in Shillong will remain closed on account of the Wangala Festival.
November 14 (Saturday): Bank branches across India will remain closed on account of the second Saturday of the month.
November 15 (Sunday): Bank branches across India will remain closed for the regular weekly Sunday holiday.
Banks to remain open on November 12
According to the RBI holiday calendar, no bank holiday has been specified for November 12 (Thursday). Therefore, bank branches are expected to remain open across the country on this day, subject to any locally declared holidays.
Customers should check with their respective bank branches before visiting, as bank holidays may vary depending on the state and city.
Are banks open tomorrow?
No, bank branches across India will remain closed on November 8, 2026, on account of the regular Sunday holiday. The date also coincides with Diwali Lakshmi Puja.
Digital banking services, including UPI, mobile banking, internet banking and ATMs, will remain available.
RBI holiday categories
Types of bank holidays as per the RBI are divided into three categories:
Bank holidays under the Negotiable Instruments Act: These holidays affect cheque clearance and certain branch banking services.
RTGS holidays: These are days on which transactions through the Real Time Gross Settlement system are not processed through bank branches.
Bank holidays for account closing: These generally fall on April 1 each year.
Do online banking services remain available?
Yes, digital banking services generally remain available even when physical bank branches are closed.
24/7 availability: Customers can use UPI, internet banking and mobile banking to transfer funds, pay bills and make digital payments during bank holidays. Electronic NEFT and RTGS services are also generally available, subject to applicable operating arrangements and scheduled maintenance.
Transaction processing: Customers can initiate digital transactions during bank holidays. However, processing and settlement times may vary depending on the payment method, the bank and any technical interruptions.
Branch limitations: Physical bank branches will not provide in-person services on applicable holidays. Customers who need to deposit cash at a branch, submit cheques or access other branch-dependent services may have to wait until the branch reopens. Customers should check the RBI holiday calendar and their respective bank’s website before planning branch visits during the festive week.