Muhurat Picks 2026: Diwali is around the corner, and at the beginning of Samvat 2083, Kotak Mutual Fund has outlined six mutual fund schemes across diversified, thematic and consecutive investment categories. The fund house has also advised investors to focus on asset allocation, quality stocks and a long-term investment horizon amid global uncertainties and market volatity.
Kotak mutual fund in its Muhurat picks 2083, has highlighted concerns such as the West Asia conflict, fluctuations in crude oil prices and a shift towards tighter monetary policies by global central banks. Meanwhile, the fund house believes the Indian economy remains resilient despite global challenges. It has projected India’s GDP growth at 7.1 per cent for FY27, highlighting strong domestic demand and a broad-based economic recovery.
Kotak Mutual Fund’s six picks for Samvat 2083
Kotak Mutual Fund has divided its recommendations into three categories, depending on investors’ risk appetite and investment preferences.
Here are the six schemes highlighted by the fund house.
Funds for diversified investments
For investors looking for diversification across market capitalisations and asset classes, Kotak Mutual Fund has highlighted three schemes.
An open-ended equity scheme investing in a maximum of 30 stocks across large-cap, mid-cap and small-cap categories. It has delivered a return of 13.8 per cent since its inception in July 2019.
2. Kotak Multi Asset Allocation Fund
This scheme invests across equity, debt, money market instruments, commodity ETFs and exchange-traded commodity derivatives. It has generated a return of 13.7 per cent since its inception in September 2023.
The scheme invests across large-cap, mid-cap and small-cap stocks. It has delivered a return of 13.4 per cent since its inception in September 2021.
Thematic investment options
For investors interested in specific sectors and themes, Kotak Mutual Fund has identified two schemes.
4. Kotak Manufacture in India Fund
This is an open-ended equity scheme focused on the manufacturing theme. It has delivered a return of 19.3 per cent since its inception in December 2023.
5. Kotak Banking and Financial Services Fund
The scheme invests in companies operating in the banking and financial services sectors. It has generated a return of 11.7 per cent since its inception in February 2023.
Both schemes are positioned for investors seeking exposure to specific sectors rather than a diversified equity portfolio.
Fund for conservative investors
6. Kotak Equity Savings Fund
For investors with a relatively conservative investment approach, Kotak Mutual Fund has highlighted the Kotak Equity Savings Fund.
The open-ended scheme invests across equity, arbitrage and debt instruments. It has delivered a return of 8.6 per cent since its inception in October 2014.
The fund house has positioned this scheme as an option for investors looking for a mix of equity and debt exposure.
How did Kotak’s previous Muhurat picks perform?
Kotak Mutual Fund also reviewed the performance of its four Muhurat picks from last year, covering the period from October 20, 2025, to November 3, 2026.
According to the Kotak Mutual Fund, Kotak Gold Silver Passive Fund of Funds delivered the highest return of 24.5 per cent, followed by Kotak Pioneer Fund at 3.9 per cent and Kotak Business Cycle Fund at 1.2 per cent.
Kotak Flexi Cap Fund, however, reported a negative return of 5.3 per cent during the period.
In terms of alpha, which measures the return generated over the respective benchmark, Kotak Business Cycle Fund delivered 5.4 per cent, while Kotak Gold Silver Passive FOF generated 2.4 per cent alpha. Kotak Pioneer Fund recorded 2.9 per cent alpha, while Kotak Flexi Cap Fund reported negative alpha of 1.1 per cent.
The performance figures are for regular plan growth options, based on ICRA data as of November 3, 2026. Kotak Gold Silver Passive FOF’s performance has been calculated from October 28, 2025, as the scheme was launched on that date.
What is Kotak Mutual Fund’s investment strategy for Samvat 2083?
For the coming year, Kotak Mutual Fund has advised investors to follow asset allocation to manage volatility and prioritise quality over market momentum.