The SIP return works out to an annualised 10.32%.
The fund was launched on September 3, 2021, and therefore has a track record of nearly five years. Its latest factsheet, for July 31, 2026, shows assets under management of ₹1,279.21 crore. The scheme is benchmarked against the BSE 500 TRI.
How the SIP performed
The ₹10,000 monthly SIP example means the investor contributed ₹1.2 lakh a year, or ₹6 lakh over five years. The reported value of ₹7.78 lakh represents a gain of about ₹1.78 lakh over the amount invested.
The annualised SIP return of 10.32% should not be confused with a guaranteed or fixed annual return. SIP returns are calculated based on the timing of individual instalments, and the actual value can rise or fall with market conditions.
The fund’s historical performance also needs to be viewed in the context of its relatively short track record. Since its inception in September 2021, it has gone through different market conditions, but it does not yet have the long history available for some older equity schemes. Canara Robeco itself notes that past performance may or may not be sustained in the future.
Where the fund invests
As of July 31, 2026, the fund had 96.07% of its portfolio in equities. Large-cap stocks accounted for 68.21%, while mid-cap and small-cap stocks made up 8.65% and 19.21%, respectively.
Banks were the largest sector exposure at 21.58%. ICICI Bank, HDFC Bank, State Bank of India and Axis Bank were among the fund’s larger holdings.The scheme follows a value-investing strategy and seeks long-term capital appreciation. Its riskometer is currently in the very high-risk category.
What investors should keep in mind
The five-year SIP illustration shows what the investment would have been worth based on past NAV performance; it does not indicate what a similar SIP will earn over the next five years.
Investors also need to account for the fund’s costs and exit-load rules. The latest factsheet lists a 1% exit load for redemptions or switches within 365 days of allotment, with no exit load thereafter.
The SIP example and fund data are historical figures. Equity mutual funds remain market-linked investments, and investors should consider their risk tolerance and investment horizon before investing.
