Jio Finance Platform and Service Limited, a subsidiary of Jio Financial Services, introduced JioFinance360 on the JioFinance app. The service is currently available to a closed user group and is expected to be rolled out to all users in the coming days.
JioFinance360 is designed to consolidate data from multiple sources covering a user’s assets and liabilities into a personalised financial report. The platform uses large language models to summarise the data and a rule-based engine to generate financial insights.
The service also provides a Financial Health Score based on five areas — spending, borrowing, wealth, protection and insurance, and tax. Jio Financial said the service will be available to users at no cost.
The company also introduced JioFinance+, a membership programme linked to eligible financial products available on the JioFinance marketplace. The programme is currently being offered to a closed user group and is expected to be made available more widely in the coming days.
Under the introductory offer, JioFinance+ will be available without a membership fee for the first 365 days. The company said eligible users can receive cash valueback of up to ₹5,000 on personal loans and up to ₹1,000 on credit cards, along with additional JioGold and JioPoints, subject to applicable terms.
On the payments side, Jio Payment Solutions Limited launched cross-border payment solutions for Indian exporters. The company said the service will enable exporters to accept international payments and is being offered in partnership with Citi for Authorised Dealer Category-1 and export collection account services.
The cross-border payment service covers markets including the US, UK, Europe, UAE, Singapore, Malaysia and Australia. Jio Payment Solutions said it has received RBI authorisation to operate as a Payment Aggregator for Cross-Border transactions.Jio Payment Solutions also announced plans to introduce RuPay Tap & Pay on the JioFinance app. The facility will allow users to make contactless payments using NFC-enabled smartphones. It will initially support RuPay cards issued by SBI Card.
Separately, the company has partnered with HDFC Bank and NPCI to roll out POS terminals that support NFC-based contactless UPI payments. The facility is already available across Reliance Retail stores, according to the company.
Jio Financial Services also showcased a conversational merchant-onboarding facility that allows pricing packages to be customised based on a business profile, including a feature called “Deal Negotiator” for rate negotiations with human support.
The announcements at GFF 2026 span personal financial management, financial-product marketplaces, cross-border payments and contactless payment services.
